Las Vegas, North Las Vegas, Summerlin and Henderson, Nevada Real Estate Listings & Homes For Sale Provided by The Lazosky Group

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We have had occasion to use many realtors over the past 40 yearsbut must say our recent experience using the services of Ashley Oakes-Lazosky.....
Angela Donovan & Don FiskHenderson, NV
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School Reports in Las Vegas, North Las Vegas, Summerlin and Henderson, Nevada

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First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Q	What country of the world has the highest percentage of private housing?
A	Mongolia, where 100% of all properties are owner-occupied.
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The Lazosky Group, REALTOR®, real estate agent and broker for Las Vegas, North Las Vegas, Summerlin and Henderson, Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lazosky Group
Realty One Group Las Vegas
3585 S. Town Center Drive
Las Vegas, NV 89135
702-281-1198
Fax: 702-255-9436
ashleylazosky@NUMBER1EXPERT.com

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